Afterpay lets your customers split the payment into four interest-free instalments while you receive the full amount upfront, minus Afterpay's fee. You need an approved Afterpay business account for the US, Canada, Australia or New Zealand (US shoppers see it branded Cash App Afterpay) — apply at afterpay.com, then enter the Merchant ID and Secret Key Afterpay issues. Each account settles in the single currency of its home country, and Afterpay enforces its own per-merchant minimum and maximum order amounts.