Swish——瑞典的移动支付。客户在 Swish 应用中确认付款。需要与您的银行签订 Swish Handel 协议,并从 Swish 门户获取证书。
Swish 是瑞典占主导地位的移动支付系统,绝大多数瑞典成年人都在使用,并直接关联其银行账户。结账时,客户扫描 Swish 二维码(或在手机上点击按钮),然后在 Swish 应用中通过 BankID 确认付款;款项会以瑞典克朗(SEK)即时转入你企业绑定 Swish 的账户。要接受 Swish 付款,你需要与你的瑞典银行签订 Swish Handel(商户版 Swish)协议以获得 Swish 号码,并在 Swish 门户中创建技术证书;然后在 TourTask 的付款方式页面中填写这些信息。当 Swish 确认付款后,TourTask 会自动将预订标记为已付款并触发常规确认流程,向你的企业和客户发送通知。退款(全额或部分)可在付款后最长 13 个月内直接从 TourTask 退还给客户。
如果你的企业位于以下任一国家,即可使用 Swish:
可向你的客户收取以下任一货币:
要接入 Swish,你需要从 Swish 账户中获取以下凭据:
Swish credentials come from two places: your bank issues the Swish number, and you create the certificate yourself in Swish's own portal. Nobody can do either part for you — not Swish, and not TourTask — so plan for a short wait on the bank and about fifteen minutes on the certificate.
Ask your Swedish business bank for Swish Handel — the merchant agreement, not Swish Företag, which has no API and cannot take payments from a booking page. You also nominate a certificate contact, who needs a Swedish BankID. The bank sends you a Swish number: ten digits beginning with 123.
You generate a key pair and a signing request on your own machine, then have it signed at portal.swish.nu using your certificate contact's BankID. That gives you the two PEM blocks TourTask needs — the certificate with its full chain, and the private key, which never leaves your computer.
In TourTask go to Configuration → Payment options, add Swish, paste the Swish number and the two PEM values, and press Activate. From then on your customers pay by scanning a Swish QR code on your booking page, and the booking confirms itself the moment the payment goes through.