Klarna——在 Klarna 托管的支付页面上立即付款、延后付款或分期融资。需要直接的 Klarna 商家账户，并为每个启用的国家签署协议；网关的国家必须是 Klarna 的购买国家之一，付款货币必须是该国的本地货币。API 凭证（用户名和密码）在 Klarna 商家门户的 Settings 中生成。
Klarna 是一家全球支付服务提供商，在 Klarna 托管的付款页面上提供立即支付、稍后支付和分期融资等选项。它覆盖欧洲、北美和大洋洲的 26 个市场，你在每个开展销售的国家/地区都需要一个直接的 Klarna 商户账户。当 Klarna 确认付款后，TourTask 会自动将该预订标记为已付款，并向你的企业和客户双方发送确认。
如果你的企业位于以下任一国家，即可使用 Klarna：
可向你的客户收取以下任一货币：
要接入 Klarna，你需要从 Klarna 账户中获取以下凭据：
TourTask connects to Klarna directly — "Klarna through Klarna", not through a card processor — so you need your own Klarna merchant account. Klarna is strictly market-scoped: you sign an agreement per country, and each country sells in its own local currency only.
Sign up at klarna.com/business for the country your business sells in. Klarna runs a KYC review and you sign a merchant agreement for that country; to sell in further countries you add an agreement (addendum) per country later. Travel is an established Klarna vertical, but approval of each business is Klarna's decision. Once approved you get access to the Klarna merchant portal.
In the merchant portal open Settings and generate Klarna API credentials: a username (a UID) and a password (the API key). Production credentials come from the production portal; the playground portal issues separate test credentials that only work against Klarna's test environment. Note that Klarna disables credentials that go unused for a couple of months — a seasonal business may need to regenerate them before a new season.
In TourTask go to Configuration → Payment options and add Klarna. Pick the country your Klarna agreement covers — it becomes the Klarna purchase country — and that country's local currency (Germany → EUR, the US → USD, Sweden → SEK, and so on; Klarna accepts no other combination). Paste the API username and password and press Activate. Customers then finish the payment on Klarna's hosted page in their own language, choosing whatever pay-now, pay-later or financing options Klarna offers them.
